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These Appraiser Independence Requirements (AIR) set forth standards to safeguard the independence, objectivity, and impartiality of appraisers and other Independent Parties throughout the valuation process for 1 to 4-unit residential properties.
How to Talk to a Home Appraiser: 6 Things Not to Say 1) I believe the house is worth more. 2) A similar home sold for much higher. 3) I did a lot of work myself. 4) Zillow says my house is worth 5) The neighbors appraisal came in higher. 6) Ive already scheduled a second appraisal.
While you cant completely predict what the outcome of an appraisal will be, you have more control over it than what a CMA will conclude. A CMA and an appraisal are different processes, but both help you to get you accurate and up-to-date information about how much your home is worth.
The Appraiser Independence Requirements (AIR) were developed by Fannie Mae, the Federal Housing Finance Agency (FHFA), Freddie Mac, and key industry participants to replace the Home Valuation Code of Conduct (HVCC).
Appraisers Certificate means a certificate prepared by an Appraiser, executed on behalf of an Appraiser by a duly authorized officer thereof, and setting forth such Appraisers opinion as to the Fair Market Value of an asset.
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AIR states that members of the lenders loan production staff who are compensated on a commission basis or who report to any officer of the lender not independent of the loan production staff and process are not permitted to order appraisals or influence the selection of appraisers.

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