1004d 2025

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The document is an Appraisal Update and/or Completion Report designed to provide lenders or clients with an updated appraisal status or certification of completion for a property. It outlines the intended use, scope of work, and certifications required from both the appraiser and supervisory appraiser. The report assesses whether the property's market value has declined since the original appraisal and confirms if improvements have been completed as per the original appraisal requirements.

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Is a 442 the same as a 1004D?

Fannie Mae 1004D: Appraisal Update and/or Completion Report. This is also know as Freddie Mac Form 442.

What photos are required on a 1004D?

Required exhibits include: Front and street scene photos. Photos of completed improvements. (If the original appraisal was subject to carpet and dishwasher being installed, photos of these items must be furnished.)

Is a 1004D a final inspection?

Streamlining Completion Certifications (Form 1004D) With Virtual Inspections. In real estate, the completion certification (Form 1004D) plays a crucial role in the final stages of a property transaction and is often the last item needed for the buyers to move in or the borrower to close the loan.

What is form 1004D?

An Appraisal Update and/or Completion Report (Fannie Mae Form 1004D) is used to update the value of an appraisal that is more than four months old or to confirm completion of, construction of, or renovations to a dwelling when the original appraisal was performed prior to completion.

What is a 1004D 442?

Appraisal Update and/or Completion Report Sequence Loading In the event an Appraisal Update and/or Completion Report (Fannie Mae Form 1004D / Freddie Mac Form 442) is required for an appraisal, it must be loaded in the next sequential Appraisal field (Appraisal 2 or 3).

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