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Is workers comp required for independent contractors in Georgia?

Georgias only insurance requirements are for companies with three or more employees. Because independent contractors typically work alone, they often do not need Workers Compensation coverage in Georgia.

What is a WC 1 form in Georgia?

WC-1 EMPLOYERS FIRST REPORT OF INJURY OR OCCUPATIONAL DISEASE. GEORGIA STATE BOARD OF WORKERS COMPENSATION.

Do I need workers comp if I have general liability?

Most businesses need both general liability and workers comp to ensure wide-ranging protection. Combined, these coverages shield you from liabilities related to third-party and employee claims.

Do I need workers comp insurance for myself in Georgia?

Sole proprietors, independent contractors and partners are exempt from workers compensation requirements in Georgia. In fact, independent contractors are not eligible for it in most circumstances under Georgia law. Sole proprietors and partners can still elect to purchase workers comp, which could be a smart move.

Is Georgia a panel state for workers compensation?

Yes. It is required by the Georgia State Board of Workers Compensation. In the event that your Panel does not meet the requirements, your employees will be allowed to see any physician they choose. An invalid Panel may jeopardize eligibility for the ACCG Safety Incentive Discount Program.

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Does a single member LLC need workers comp in GA?

Single-member LLCs in Georgia with more than two employees, not including the owner, will need Workers Compensation. Single LLCs with fewer than three workers wont be required to get coverage. Owners of single-member LLCs can exempt themselves from insurance in Georgia, which can reduce their monthly premiums.

What is the waiting period for WC in Georgia?

What Is the Georgia Workers Compensation Waiting Period? Georgia has a seven day waiting period. This means that you will not receive benefits during the first week you miss work.

Who is exempt from workers comp in Georgia?

Automatically exempt people include sole proprietors, farm labor employers, and partners. Sole proprietors and partners do not need to have Workers Compensation for themselves in Georgia. If these employers have additional workers, they may need coverage for those employees.

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