Psers disability retirement 2025

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  1. Click ‘Get Form’ to open the psers disability retirement application in the editor.
  2. Begin by filling out your personal information, including your name, address, and contact details. Ensure accuracy as this will be used for all communications.
  3. Complete the Application for Disability Retirement (PSRS-49) section. Provide details about your employment history and the nature of your disability.
  4. Attach the Job Description (PSRS-1237) form completed by your employer. This verifies your job duties and is crucial for eligibility.
  5. Include the Physician’s Medical Report(s) (PSRS-1236). Your physician must detail how your condition affects your ability to perform job duties.
  6. Review all sections carefully for completeness and accuracy before submitting. Use our platform's tools to ensure everything is filled out correctly.

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Yes, it can be difficult to obtain federal disability retirement especially if you are unfamiliar with the process. However, with proper legal guidance and understanding of the requirements, you can increase your chances of success.
To qualify for a disability retirement, a CalPERS member must be substantially incapacitated for the performance of his or her duties. This substantial incapacity must be due to a medical condition of permanent or extended duration that is expected to last at least 12 consecutive months or will result in death.
Overview of Disability Retirement. CalPERS is a defined benefit plan. We provide monthly benefits based upon a members years of service, age, and highest compensation. Disability retirement is a monthly retirement allowance payable to the member for life, or until recovery from the disabling injury or illness.
Benefits are subject to approval, denial, or renewal based on your medical documentation and your job description. PSERS reserves the right to review and/or revoke your disability benefit at any time. Generally, a disability retirement benefit is designed to provide at least one-third of your final average salary.
However, if youre wondering if disability would pay more, just ask yourself where you are relative to your full retirement age. If youre under it, disability will be higher. If youre above it, Social Security will be higher.

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Additionally, employees typically opt for disability retirement when they cannot continue their federal employment due to their condition. On the other hand, regular retirement offers the flexibility to continue working and potentially increase future benefits.
If you receive Supplemental Security Income (SSI) and/or Social Security Disability Insurance (SSDI), you may be able to work while keeping your benefits. But the benefit amount you receive may be reduced depending on how much money you earn from your job.

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