Tammy Hill Markel equine insurance specialist 2025

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Is equine therapy covered by insurance? Most equine therapies are not covered by insurance. However, hippotherapy may be covered by some insurance companies, as it is considered a medical treatment. Check with your insurer for more information.
Markels private horse owner liability insurance offers insurance protection against claims arising out of bodily injury or property damage caused by your horse, whether on or off your premises. Our equine liability insurance also offers insurance protection for horses, donkeys and mules for personal use and for show.
Equine therapy is a powerful tool for promoting mental health, physical rehabilitation, and personal growth. The benefits of equine therapy include enhanced emotional regulation, improved motor skills, and increased confidence, making it a valuable option for people of all ages and abilities.
Equine therapy can cost between $100 and $300 per session.
Private insurers are more likely to cover equine therapy when its part of an accredited inpatient mental health program. However, they typically dont list it explicitly, making pre-authorization and thorough documentation by mental health professionals crucial for potential coverage.
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People also ask

HCPCS code S8940 for Equestrian/hippotherapy, per session as maintained by CMS falls under Miscellaneous Supplies and Services .
About 90% of our clients add some type of Medical and/or Surgical Endorsement to their Mortality policy. These endorsements help reimburse for covered veterinary expenses, including various diagnostics and treatments. These endorsements vary based on insurer, depending on the horses age, breed, use, and insured value.

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