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HUD offers Section 184 loans to members of federally recognized Native tribes. These loans feature low down payment requirements and offer attractive interest rates. Qualified individuals can use a Section 184 loan to purchase, construct or rehabilitate a home on tribal land or in approved Native American areas.
Section 184 Indian Home Loan Guarantee Program - provides government backing for mortgages for Native American families and tribes.
The Native American Housing Assistance and Self-Determination Act of 1996 (NAHASDA) reorganized the system of Federal housing assistance to Native Americans by eliminating several separate programs and replacing them with a single block grant program that recognizes the right of Indian self-determination and tribal
Although the BIA has assisted Native American families with housing, these homes are not free. It is common for Native families on the reservations to make housing payments to the BIA.
Financial Assistance and Social Services (FASS) General needs such as food, clothing, shelter, and utilities. Child care. Emergencies, including homes destroyed by fire, flood, or other disasters. Adult care, for in-home or residential care of Native Americans who are older or have a disability.