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What conditions qualify for TPD discharge?

To get TPD discharge, you must show that you have a disability that severely limits your ability to work, now and in the future. This can be a physical or a mental disability. In most cases, youll have to provide specific kinds of proof of your disability.

What qualifies for TPD discharge?

And there are multiple ways to qualify! To get TPD discharge, you must show that you have a disability that severely limits your ability to work, now and in the future. This can be a physical or a mental disability. In most cases, youll have to provide specific kinds of proof of your disability.

How long does total disability discharge take?

How long does the TPD discharge application process take? Our review of your TPD discharge application typically takes less than 30 days to complete. However, incomplete discharge applications and, if applicable, the response time of a licensed medical professional can delay our review process.

What happens after TPD discharge is approved?

If you are approved for a TPD discharge, we will instruct your loan holder(s) to return any loan payments received after the date we receive your SSA documentation, licensed medical professional certification, or the effective date of the VAs disability determination to the person who made the payments.

What is total and permanent disability discharge?

If you are totally and permanently disabled, you may qualify for a total and permanent disability (TPD) discharge of your federal student loans or TEACH Grant service obligation. If you receive a TPD discharge, you will no longer be required to repay your loans or complete your TEACH Grant service obligation.

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Will a TPD discharge affect my credit?

Student loan disability discharge and your credit report The simple act of the debt being forgiven could also change your credit score. After all, your credit mix and amounts owed two of five credit scoring categories will be affected by the discharge.

How does TPD discharge affect credit?

Student loan disability discharge and your credit report If you receive a student loan forgiveness disability discharge, your credit report should state that you no longer owe the debt.

How long does TPD discharge take?

How long does the total and permanent disability (TPD) discharge application process take? It typically takes less than 30 days to review the TPD discharge application. If your discharge application is incomplete or if a physicians response is held up, it can cause delays in the review process.

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