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If your NOE is dated on or after January 1, 2001, you will receive automatic RCSBP coverage if you have a dependent Spouse and or children and fail to properly complete the DD Form 2656 -5 within 90 days of receiving your NOE.
If ordered by the court in the divorce decree, a former spouse can receive benefits if s/he is named as beneficiary under the Survivors Benefit Plan. The Survivors Benefit Plan is an annuity that allows retired service members to provide continued income to a named beneficiary in the event of the retirees death.
For Army, Navy, Air Force and Marine Corps accounts, send the completed form to: Defense Finance and Accounting Service, U.S. Military Retired Pay, 8899 E. 56th Street, Indianapolis, IN 46249-1200.
A witness is anyone that is NOT the current spouse or beneficiary listed in Sections V, IX, or X. The witness can be anyone who does NOT have an insurable interest. It does NOT have to be a notary public. Forms cannot be signed more than a year out from the requested retirement date.
RETIRING MEMBERS must complete required section of DD Form 2656 to elect coverage for former spouse or former spouse and child(ren).
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A NOTARY PUBLIC OR SBP COUNSELOR MUST WITNESS THE MEMBERS SIGNATURE. The witness cannot be the members spouse, or beneficiary.
The DD Form 2656-7 is used to establish the Survivor Benefit Plan after the passing of an active, reserve, or retired military service member. This checklist is designed for use by the spouse (widow or widower), eligible former spouse, or child of a deceased military member/retiree.

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