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0X (pacs. 008) message the ISO 20022 equivalent of existing MT103, MT103+, MT 103 Remit, MT102 and MT102+ messages is part of the CBPR+ portfolio and will be exchanged in the interbank cross- border leg of payments from November 2022.
MT103 is a standardized SWIFT message sent from the senders bank to the recipients bank during an international transfer.
An MT103 is a standardised SWIFT payment message used specifically for cross border/international wire transfers. We use SWIFT for all payments made via Money Mover. MT103s are globally accepted as proofs of payment and include all payment details such as date, amount, currency, sender and recipient.
Contact Your Bank: Get in touch with the bank that processed your international wire transfer. This is usually the bank of the sender, as they generate and send the MT103 document. Request the Document: Specifically ask your bank for the SWIFT MT103 document for your transaction.
Click on the international wire transaction you need the MT103 for, listed under Transactions Posted Transactions. A new menu will pop up on the right-hand side of your screen with the transaction details. Scroll down to the bottom of the pop-up menu, where you will see the option to download the MT103.
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The MT103 serves as a standardized format within the SWIFT system, enabling seamless electronic fund transfers between financial institutions. Its core function revolves around facilitating payment transactions between two banks, typically encompassing a sender and a receiver.
Once youve made your international payment youll need to ask your bank for the MT103 document directly. The exact process to get your paperwork will vary from bank to bank you may be able to order the MT103 online through your regular banking service, or you might need to call customer support to request it.

mt103 sample file download