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A significant difference between the CG 20 10 and CG 20 33, is CG 20 33s requirement that there must be a written contract or agreement between the additional insured and the named insured. As a way to explain the significance of the written contract requirement, imagine a custom home building project.
CG 20 37 (Edition 10/01): Provides additional insured status with respect to the products-completed operations hazard in connection with the named insureds work. Coverage applies only for completed operations claims there is no coverage for premises and operations which can be included by applying CG 20 10 ED 10 01.
The CG 2010 Ongoing Operations Endorsement is a provision typically included in commercial general liability (CGL) insurance policies. It specifically caters to contractors and subcontractors involved in construction projects.
The CG 20 33 07 04 endorsement, entitled Additional Insured-Owners, Lessees or Contractors-Automatic Status When Required in Construction Agreement With You, provides coverage to any person or organization for whom you [the named insured] are performing operations when you and such person or organization have agreed
The letters indicate the type of coverage: CG = General Liability; CA = Commercial Auto; CF = Property.
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