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What is a memorandum title used for?

Lienholder. A lienholder title, also known as a memorandum title, is issued in most states for cars with an outstanding loan. If youve financed your car, you will receive a lienholder title. Once youve paid off the loan, you can get a clean title to replace the lienholder title.

Does an Arizona title require a notary?

As of fall 2022, the notarization requirement has been dropped, regardless of what it says on the back of the car title. However, if the buyer is planning to take the car out of state, the Arizona MVD recommends getting the title notarized because the DMV in other states may be unaware that the law changed.

Who sends you the memorandum title in Ohio?

A memorandum title is issued through the county title office usually within 10-14 days. In most all cases the dealership will take care of this for you and will notify you once we have received the memorandum title. What happens when I pay my loan off?

Does the DMV send you your title?

Once they receive the ELT notification from the lender, the BMV or DMV may automatically send you a copy of your new title. Note that some states may only give you a paper copy if you specifically request it.

What to do with memorandum title in Ohio?

The memorandum title in Ohio can only be used to obtain your license plates and registration. It is issued when there is a lien holder on the title. The memorandum title can not be used to sell or transfer the car. The original title with the lien attached is held by the lien holder or the title bureau.

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