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It may be a family member, a friend, a legal guardian or a lawyer. In some cases social service agencies, nursing homes or other organizations offer to serve as payees. If you know someone you would like to have as your payee, tell a Social Security representative and we will consider your wish.
What If I Believe I No Longer Need a Representative Payee ? You have the right to receive your own Social Security check unless SSA believes you are not capable of managing or directing the management of your money.
Your representative payee must first use your Supplemental Security Income (SSI) benefits for your current basic needs for food, clothing, housing, medical care and personal comfort items.
A representative payee (payee) manages benefit payments for our beneficiaries who are incapable of managing their Social Security or Supplemental Security Income (SSI) payments.
It may be a family member, a friend, a legal guardian or a lawyer. Sometimes, however, social service agencies, nursing homes or other organizations offer to serve as payees. If there's someone you would like to have as your payee, you can tell a Social Security representative and we will consider your request.
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People also ask

Can I be my own payee? Yes. To be your own payee, you need to show Social Security that you are physically and mentally able to manage your money.
§ 416.622 Who may not serve as a representative payee? A representative payee applicant may not serve if he/she: (a) Has been convicted of a violation under section 208, 811 or 1632 of the Social Security Act. (b) Has been convicted of an offense resulting in imprisonment for more than 1 year.
IMPORTANT: Social Security needs volunteers to serve as representative payees. If you would like more information, please visit our website at www.ssa.gov/payee or call your local Social Security office. Also, please see the booklet, A Guide for Representative Payees at www.ssa.gov/pubs/EN-05-10076.pdf on our website.

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