General Public & Product Liability Insurance 2026

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  1. Click ‘Get Form’ to open the General Public & Product Liability Insurance application in the editor.
  2. Begin by filling out the 'Applicant(s) Information' section. Provide the name of your organization, trading names, and contact details including phone and email.
  3. In the 'Period of Insurance' section, specify the start and end dates for your coverage.
  4. Complete the 'Organizational Structure' section by selecting your business type and answering questions regarding licensing and tax status.
  5. Describe your business activities in detail under 'General Details of Business'. Include any subsidiary activities and expected changes over the next year.
  6. For 'Group Recreational Activities', indicate whether you organize any high-risk activities by checking yes or no for each listed activity.
  7. Fill out property details in 'Your Locations', providing addresses for all properties owned or occupied by your organization.
  8. Review all sections for accuracy before submitting. If needed, attach additional documents using our platform's upload feature.

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The difference is that Public Liability relates to injury or property damage whilst youre on the job, and Products Liability relates to injury or damage caused by any products you distribute, supply or manufacture.
Coverage A of a CGL policy provides protection from claims that relate to when your businesss operations, products, or completed work caused bodily injury or property damage.
Public and Product Liability covers your business if you or your employees are held legally liable for accidental injury to clients, customers or the public, or for damage to their property as a result of your businesss activities or products.

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