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You cannot legally drive in any state without demonstrating financial responsibility for damages or liability in the event of an accident. In most states auto insurance is mandatory as proof of this responsibility.
Test drive Take the buyer's contact details when arranging for them to come and view/test drive the car - name, address and phone number. ... Ask the buyer to show you their driving licence if they're expecting to test drive the car.
Although many car dealers have extended insurance to cover you during a test drive, it's always worth double-checking before getting behind the wheel. If the dealer or seller doesn't have cover, you'll need to buy car insurance for your test drive.
Once you know what you're interested in test driving, you'll want to bring your driver's license, proof of car insurance, and any belongings that can help the decision-making process, such as your: Child car seats or booster seats.
Normally, someone from the dealership will go with you on your test drive and you may find that they have a pre-determined route that they'll take you on. You might be able to take an alternative route if you ask, but you'll normally be driving around the local area for 30 to 60 minutes.

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You should drive all of the vehicles you're considering on the same day so that you can compare them more easily. Drive them as long as possible\u2014at least 30 minutes\u2014and over different types of road surfaces and in various driving conditions. Plan your own driving route in advance.
Bring your own photocopies of your license. To test drive, most dealerships will photocopy your license. Bring your own copy, ask for documents back, and destroy the copies. Identity theft around vehicles is on the rise.
A dealer will want to take a copy of your driving licence for their records and should cover you fully on their insurance. If you're buying from a private seller, it's likely the insurance will need to come from your side.
DON'TS Rush Your Test Drive. Be sure to give yourself the appropriate amount of time for the test drive. ... Bring the Family Along. It is most likely that your family will be too distracting. ... Let the Salesman Dictate the Route. ... Let the Salesman Distract You. ... Forget to Ask Questions.
If you're taking a test drive at a dealership, you should be covered under their insurance policy. You'll be asked for a copy of your driving licence for their records, so remember to take it with you.

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