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To sign over a check, turn it over and write your signature in the endorsement area exactly as it appears on the front of the check. Under that, write, "Pay to" followed by the name of the body shop. The body shop will then endorse the check under that line (businesses often use an endorsement stamp).
A \u201cDirection to Pay\u201d just authorizes your insurance company to pay the body shop directly for the repairs to your vehicle.
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