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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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The Alerus Health Benefits Card draws funds directly from your health benefits account to pay for eligible expenses. It can only be used at places where you might obtain medical, dental, vision, dependent care, parking, or transit services (please check your plan for covered benefits) with providers accepting Visa®.
Call our Client Service Center at 833.325. 3787 to opt out of online statements. I would like to switch my accounts to Alerus.
Search Alerus Retirement and Benefits in either the App Store or Google Play to download our mobile app. The mobile app is available for Apple, iPad, and Android devices. Once logged in to the mobile app, you will automatically be prompted to create a four digit PIN and establish your security questions.
Search Alerus Retirement and Benefits in either the App Store or Google Play to download our mobile app. The mobile app is available for Apple, iPad, and Android devices. Once logged in to the mobile app, you will automatically be prompted to create a four digit PIN and establish your security questions.
Find confidence with Alerus. As an employer offering a retirement plan to your employees, you are a fiduciary. This is a complex role that requires you to act prudently and solely in the best interest of the participants.
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People also ask

Taking an early withdrawal from your 401(k) should only be done only as a last resort. If you are under age 59½, in most cases you will incur a 10% early withdrawal penalty and owe regular income taxes on the amount taken out.
Here are the ways to take penalty-free withdrawals from your IRA or 401(k) Unreimbursed medical bills. ... Disability. ... Health insurance premiums. ... Death. ... If you owe the IRS. ... First-time homebuyers. ... Higher education expenses. ... For income purposes.
Hardship distributions A hardship distribution is a withdrawal from a participant's elective deferral account made because of an immediate and heavy financial need, and limited to the amount necessary to satisfy that financial need. The money is taxed to the participant and is not paid back to the borrower's account.
On the whole, Alerus Financial is a respectable bank that gets the job done, with a rating of 4.1 stars out of 5 from the SmartAsset experts.
At Alerus, we specialize in the design and administration of retirement and employee benefits plans. We are dedicated to setting the standard for professional, accurate and timely service, and to equipping our clients with access to the most advanced technologies available. Let's Get Started.

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