Formulaire de renouvellement ramq 2025

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The waiting period for immigrants wishing to join RAMQ is a maximum of three months. Specifically, this period begins on the first day of the month following the date of arrival in Quebec, or the date of obtaining immigration status allowing enrolment in RAMQ, whichever is later.
You can renew or replace your Health Insurance Card at a Socit de lassurance automobile du Qubec ( SAAQ ) service outlet or at a health network service point. Make sure to bring your completed and signed renewal notice to renew your card.
A premium is the amount you pay monthly to keep your health insurance active. A deductible is the amount you need to spend for eligible health care expenses before your insurance kicks in. Coinsurance is the amount you pay after you meet your deductible. This is usually a percentage, such as 20%.
Your contribution when you purchase your prescription drugs is therefore the deductible and the remaining 32% of the amount. Regardless of the cost of your prescription, you will never pay more than $99.65. This is your maximum monthly contribution.
As a rule, your contribution includes the following amounts: A deductible: A set monthly amount of $22 that you pay through your first purchases of the month. Your portion of the co-insurance: the amount not covered by RAMQ (32% of the cost of covered drugs).
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Monthly deductible: $22.90 Co-insurance: 33% Maximum amount that you may pay for covered drugs. Per month: $99.65. Per year: $1,196.
Your deductible will depend on which plan you choose. No Medicare drug plan may have a deductible more than $590 in 2025, and some plans have no deductible. Copayment: A fixed amount you pay for a drug at the pharmacy. Coinsurance: A percentage you pay for a drug at the pharmacy.
To renew your Health Insurance Card, you have to present 2 pieces of ID (including one with a photo) at a SAAQ service outlet This link will open in a new window. or at one of our service points in the health and social services network (CLSC). The photo must enable us to clearly identify you.

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