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The American Express Black Card's requirements are rumored to include being an Amex cardholder for at least a year, spending over $100,000 annually on American Express credit cards, and annual income of at least $1 million. You'll probably need to have an excellent credit score, too.
Bottom Line: The Centurion Card is invite-only and costs $5,000 per year with a $10,000 initiation fee. You'll earn 1x points on purchases, but the real value is in its impressive list of benefits!
Bottom Line: The Centurion Card is invite-only and costs $5,000 per year with a $10,000 initiation fee. You'll earn 1x points on purchases, but the real value is in its impressive list of benefits!
To get a Black Card from American Express, you must receive an invitation to apply, have Excellent credit, and pay the $10,000 initiation fee. Amex customers can request an invitation for the Black Card online, though there is no guarantee of actually receiving an invite.
There's no official requirement for Centurion eligibility, but we're talking big bucks. Amex reportedly extends invitations to apply for the business card only if you've spent (and paid off) at least $450,000 (or $500,000 \u2014 we've heard both) across all your Amex accounts in a calendar year.
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Generally, a card issuer invites only their most loyal customers who spend upwards of six figures or more a year to become a black cardholder.
Bottom Line: The Amex Platinum card offers far better value than the Centurion card with complimentary worldwide lounge access to the same lounge networks in exchange for a far lower annual fee.
But we have it on good authority that celebrities including Beyoncé, Oprah Winfrey, and Jerry Seinfeld, who reportedly received the first-ever Black Card, all carry it. Collectively there are thought to be fewer than 20,000 AmEx Centurion cardholders around the world.
The American Express Black Card's requirements are rumored to include being an Amex cardholder for at least a year, spending over $100,000 annually on American Express credit cards, and annual income of at least $1 million. You'll probably need to have an excellent credit score, too.
How to request an invite to the Amex Centurion Card Go to the Centurion website. At the bottom of the page, click on: \u201cInterested in Centurion® Membership? ... Enter your first and last name and the card number and the security code for your Amex card. Submit your invite request.

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