Comed food spoilage claim form 2025

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The document outlines the process for filing a residential claim with Con Edison for food and prescription medicine spoilage due to power outages lasting over 12 hours. It specifies the maximum reimbursement amount of $515 for food losses, requirements for itemized lists and proof of loss, and additional claims for spoiled prescription medicine. Claims must be submitted within 30 days of the outage, and losses from storms or uncontrollable conditions are not reimbursable.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Can you claim for spoiled food?

Your insurance should absolutely cover food spoilage due to power outages. You will need to make an itemized list of spoiled product, provide proof of purchase for the claim and send pictures of your product. They will verify loss of electricity with your power company and reimburse you for spoilage.

Does Edison pay for spoiled food?

For claims related to food loss, youll need to provide an itemized list of all the spoiled food, with receipts or other documentation of what everything cost. Heres how to file a claim with Southern California Edison online, You can also call (800) 655-4555.

What is spoilage coverage in insurance?

Spoilage coverage is an endorsement to a business owners policy (BOP) that may cover perishable stock at a business for breakdown or contamination and for a power outage.

Is there a deductible for food spoilage?

In most instances, yes, you will need to meet your homeowners insurance deductible before coverage for food spoilage will be paid by your insurance company.

Will Comed reimburse for spoiled food?

If your claim is for food spoilage, your supporting documentation should include an itemized list of spoiled items shown with the price of each and the total for all items, and copies of receipts or canceled checks, if any. Equipment or Property Damage.

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Does food spoilage count as a claim?

Homeowners insurance will cover food that spoils as a result of a power outage caused by a covered risk. If the power went out because a tree fell on your roof, food spoilage would be covered as part of the claim. If the power went out because lightning hit your home, food spoilage would be covered.