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Step parent adoptions are legally easier than infant or foster care adoptions. The benefits are that you will be able to make educational, medical, and other decisions for your children once you become their legal parent. And, if something were to happen to their mother, you would be able to maintain them in your care.
When a child is adopted by a step parent the biological parent loses their right over the child. The step parent becomes their legal parent and has all the rights a biological parent would have.
One of the key reasons to undergo the process of stepparent adoption is to gain more legal rights over your stepchildren. If you want the legal right to make important decisions for your stepchildren, such as about education or health care, adoption may be the right move for you.
No, you are never paid to adopt a child. You can receive financial assistance if you foster a child. And if you later decide to adopt that child you can do so for little to no cost. But all financial assistance ends once the adoption is final.
A step parent has absolutely no rights to adopt a step child without the legal permission of both biological parents. Idk where you come up with so many weird questions.
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While the parent married to the stepparent will retain their parental rights after the adoption happens, the other biological parent will need to give up their parental rights. States will almost always only allow two parents to have parental rights to children.

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