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AER provides funds to help soldiers with immediate financial needs with rent, utilities, emergency travel, etc. AER also provides emergency funds to soldiers orphans and Surviving Spouses and offers undergraduate scholarships to Spouses and Children of both active and retired soldiers.
An AER office or the American Red Cross can also help you file an application. Loans have to be repaid, but no interest or late fees are charged.
Three Ways to Apply Talk to your chain of command. Your chain of command has the power to approve immediate financial assistance up to $2,000 through the Quick Assist Program. Visit your AER officer. Any Soldier (active or retired) can visit their nearest AER officer. Call the American Red Cross.
Application for Army Emergency Relief (AER) Financial Assistance. This form contains fields that can be filled out and the form printed, or the form can be printed as a blank document and filled out by hand.
Army National Guard Soldiers, and their dependents, ordered to federal active duty (Title 10, United States Code) for over 30 consecutive days are eligible to receive AER funds (this applies to soldiers on active duty for training (ADT) and serving under various sections of Title 10, United States Code).
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What is the interest rate on an AER loan? Zero percent. AER does not charge interest on loans.

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