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2015 4.8 Satisfied (53 Votes)
2011 4.7 Satisfied (43 Votes)
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Store Cards for a 550 Credit Score Secured: Amazon Secured Credit Card. Unsecured: Montgomery Ward Credit Account. Easy Approval: Fingerhut Credit Account.
Sears offers a co-branded MasterCard with several rewards and perks through Citibank. Cardholders can earn cashback rewards points to be redeemed in-store or online, in addition to seasonal promotions like no-interest financing on certain purchases. The card has no annual fee and comes with limited insurance.
The Sears Credit Card credit score requirement is 700 or better.
Credit Score Needed to Qualify for Sears Credit Cards If you have a bad credit, even as low as the upper 500s, you may qualify for the Sears store card. To qualify for the Sears MasterCard, however, you typically need a score in the upper 600s or lower 700s.
Yes, it is hard to get the Sears Credit Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have sufficient income, it will be difficult for you to get approved for this card.
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