Opcf 28a form 2025

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Comprehensive car insurance gives you the highest level of cover. It offers protection for you and your car if youre involved in an accident, no matter who is at fault.
Automatic Coverage Endorsement This optional endorsement protects the lender from losses due to uninsured or under insured loan collateral. This coverage is available for lenders who are using AFRs tracking and lender placed program.
Insurance exclusions are provisions in an insurance policy specifying risks that are not covered. Whether the policy is written for home, renters, health, automobile or business insurance, exclusions allow the insurance company to define when your coverage applies and when it does not.
This is used to extend insurance coverage to recreational vehicles, motor homes, motorcycles, motorized golf carts and other miscellaneous vehicles that are not already covered under the policy.
How do I remove someone from my car insurance policy? Depending on the company, you may be able to remove someone from your car insurance policy online or through an app. Some insurers may require you to contact a representative to remove a driver, and provide proof that the driver no longer lives with you.
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An excluded driver in Ontario is someone you ask your insurance company to remove from your car insurance policy. This is done using the OPCF 28A: Excluded Driver form. Once removed from your policy, they will not be able to drive your vehicle and cannot receive coverage from the vehicle.
An excluded driver is a person in your household who has been explicitly excluded from coverage under your car insurance policy. Their name will show as excluded on your policy, and they wont be insured to drive any vehicles on your policy.

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