APPLICATION FOR SERVICE OR EARLY RETIREMENT BENEFITS 2025

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You can apply for retirement benefits up to 4 months before you want to start receiving your benefits. Even if you are not ready to retire, you still should sign up for Medicare 3 months before your 65th birthday.
You can apply: Online; or. By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office.
Documents we may ask for include: Your Social Security card or a record of your number. Your original birth certificate, a copy certified by the issuing agency, or other proof of your age. If you were not born in the U.S., proof of U.S. citizenship or lawful alien status.
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You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits when you docHub your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.
A worker can choose to retire as early as age 62, but doing so may result in a reduction of as much as 30 percent. Starting to receive benefits after normal retirement age may result in larger benefits. With delayed retirement credits, a person can receive his or her largest benefit by retiring at age 70.
You can apply: Online; or. By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office. Call ahead to make an appointment. If you do not live in the U.S. or one of its territories, you can also contact your nearest U.S.
Documents You Need When Applying for Social Security Your original birth certificate, or a certified copy. Proof of U.S. citizenship or lawful alien status. Military service papers, if applicable. Your W-2 form from the last year.
Well help you get started with some simple steps. Step 1: Define your retirement. Step 2: Take stock of your assets Step 3: Evaluate your health now. Step 4: Create a retirement budget. Step 5: Determine when to start Social Security. Step 6: Decide if you want (or need) to work.

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