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What does inventory mean in renters insurance?

A home inventory is an itemized list of all your possessions meant to help you select the right amount of personal property coverage and potentially speed up a claim on your home, condo, or renters policy.

What is an insurance inventory?

Creating and updating an inventory of your personal possessions is one of the best ways to make the most of your homeowners or renters insurance, and makes filing a claim easier and more efficient. A home inventory is simply a list of your personal possessions along with their estimated financial value.

What is a home inventory for insurance?

A complete household inventory can help you establish: A record of the contents of your home and their value . A record of serial numbers of your electronic goods and appliances . An indication of whether or not your insurance coverage is adequate .

What is an example of personal property inventory?

Your furniture, appliances, clothing, sports/hobby equipment, and electronics are all regarded as personal property. After a loss, too many people find out they should have increased their coverage amounts or purchased replacement cost coverage.

How do you inventory items for insurance?

How to Inventory Household items: 9 Steps to Create Your Home Inventory Create folders. Start by doing a walk-through of your home, making sure to hit every room in the process. List your items. Add notes. Include documents. Take photos. Record a video. Attach a home appraisal. Create a backup copy.

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