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Zurich Business Protection provides comprehensive cover for key people and owners. If the worst happens, funds are provided to help the business continue trading, repay debt or provide a payment to a seriously ill owner for their share of the business, or their family if they die.
Under this Deed you (the Trustees) can exclude a Beneficiary or class of Beneficiaries from the Trust. This Deed can only be used where the Trustees are given this power under the Trust. The Deed cannot be used to take away any interests to which a Beneficiary has already become absolutely entitled.
You can email your Trust deed to us at: Zurich.customer.service@uk.zurich.com.
Under an Absolute trust the beneficiaries are named at outset on the deed and cannot be changed at a future date. Under a Discretionary trust there are normally no named beneficiaries but instead a class of prospective beneficiaries. This class normally includes children, grandchildren and so on.
Revocable life insurance trusts For example, instead of giving your 16-year-old child a lump sum payment, a trust can disburse the funds from your policy in installments over time. The primary advantage of a revocable life insurance trust is that you can make changes or even remove the trust if your needs change.
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The Zurich Life Protection policy can offer Life Cover, Critical Illness Cover or Life Cover and Critical Illness. You can apply for this policy online. Youll need to make sure that this policy will give you the cover you need.

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