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State farm roofing form 2025

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The document provides a certification form for homeowners to apply for a reduction in their residential insurance premiums by confirming the installation of qualifying roofing materials. It outlines the requirements for certification, including compliance with specific impact resistance standards and the necessity of not overlaying existing roofs (except for qualifying metal roofs). The form must be completed by an authorized representative of the roofing company and includes details about the roofing materials used, ensuring they meet specified standards.

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How long do impact resistant shingles last?

A well-maintained asphalt shingle roof has a decent life expectancy of 15-30 years. Impact resistant shingles, however, have almost double the life expectancy of traditional shingles. Impact resistant shingles can last for 30-50 years with routine maintenance and repairs.

Are Class 4 shingles worth the extra money?

Due to the fact that Class 4 shingles stand up to hail and other fast-flying projectiles, they are worth the money. Instead of having to replace your roof every time it gets hit by a big hailstorm, your roof will remain undamaged. The longer lifespan and insurance breaks you get also add to the value of the product.

What are the disadvantages of impact resistant shingles?

The biggest downside to installing impact-resistant shingles is price. Class 4 impact-resistant shingles tend to cost 10% to 20% more than standard asphalt shingles. If standard shingles cost $1.00 to $1.50 per square foot for materials alone, impact-resistant shingles will cost $1.10 to $1.80* per square foot.

Are impact resistant shingles worth the extra money?

Not only do they protect your home from major storms, which could otherwise destroy normal shingles and cost you a roof replacement, but they also weather better than regular asphalt shingles. Not having to replace your roof as frequently is both a time and money saver.

Does a metal roof lower your homeowners insurance?

Bear in mind that metal roof insurance may not be lower than other roofing materials. However, companies like Progressive do consider the type of roof material you have and admit that there is often a metal roof insurance discount.

What is the price difference for Class 4 shingles?

Class 4 shingles cost up to 20 percent more than regular asphalt shingles. Most Class 4 shingles come with a 50-year warranty, while regular shingles usually have a 30-year warranty. This means that the higher-class shingles have a longer lifespan. Insurance companies dont usually cover upgrades to Class 4 shingles.

What is the Class 4 shingles insurance discount in Texas?

However, a Class IV roofing system can typically save you 10-27% of your premium for the year. So, in Texas, the average homeowners insurance premium is about $1945/year thats a savings of $195 $525 a year. You will save money that year after year and your roof will last longer and protect your home better.

What is a Class 4 shingle impact rating?

To receive a Class 4 rating, a roofing shingle must withstand having a 2-inch steel ball dropped multiple times from a height of 20 feet.

State farm roofing form 2025

Here's how it works

How to rapidly redact State farm roofing form online

See more state farm roofing form versions

Complete this form in 5 minutes or less

Got questions?

How do I generate an electronic signature on my [KEY] from Google Chrome?

Can I print my [KEY] and finish it by myself?

How long do impact resistant shingles last?

Are Class 4 shingles worth the extra money?

What are the disadvantages of impact resistant shingles?

People also ask

Are impact resistant shingles worth the extra money?

Does a metal roof lower your homeowners insurance?

What is the price difference for Class 4 shingles?

What is the Class 4 shingles insurance discount in Texas?

What is a Class 4 shingle impact rating?

Related links

Try more PDF tools

State farm roofing form 2025

Here's how it works

How to rapidly redact State farm roofing form online

See more state farm roofing form versions

Complete this form in 5 minutes or less

Got questions?

How do I generate an electronic signature on my [KEY] from Google Chrome?

Can I print my [KEY] and finish it by myself?

How long do impact resistant shingles last?

Are Class 4 shingles worth the extra money?

What are the disadvantages of impact resistant shingles?

Related Searches

People also ask

Are impact resistant shingles worth the extra money?

Does a metal roof lower your homeowners insurance?

What is the price difference for Class 4 shingles?

What is the Class 4 shingles insurance discount in Texas?

What is a Class 4 shingle impact rating?

Related links

Try more PDF tools