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Why would I get a certified letter from COBRA?

The purpose of this letter is to inform you of your rights and responsibilities as a plan participant. Qualifying Event: At the end of your employment or because of reduction of hours (not maintain full-time status) you will receive this letter.

Should COBRA letters be sent certified?

Employers should send notices by first-class mail, obtain a certificate of mailing from the post office, and keep a log of letters sent. Certified mailing should be avoided, as a returned receipt with no delivery acceptance signature proves the participant did not receive the required notice.

What is the COBRA initial notice?

This notice is intended to provide a summary of your rights, options, and notification responsibilities under COBRA. Should an actual qualifying event occur in the future and coverage is lost, the CalPERS will provide you (and your covered dependents, if any), with the appropriate COBRA election notice at that time.

How long keep COBRA notices?

Keep Your Health Coverage (COBRA) Small Employer (2 to 19 employees)Large Employer (20 or more employees)Cal-COBRA \u2014 up to 36 monthsFederal COBRA \u2014 18 or 36 months. For more information visit the Department of Labor website . Cal-COBRA \u2014 If Federal COBRA was 18 months, 18 more months of Cal-COBRA is available

What is the deadline to elect COBRA?

(ii) Conclusion. Individual A has until September 30, 2021 (one year and 60 days after August 1, 2020) to elect COBRA continuation coverage retroactive to August 1, 2020 under the Emergency Relief Notices.

Can COBRA be elected retroactively?

This period is measured from the later of the date of the qualifying event or the date the COBRA election notice is provided. COBRA coverage is retroactive if elected and paid for by the qualified beneficiary.

Is COBRA good for 36 months?

When Federal COBRA ends, eligible employees can buy 18 months additional health coverage under Cal-COBRA. All qualified beneficiaries are generally eligible for continuation coverage for 36 months after the date the qualified beneficiary's benefits would otherwise have terminated.

What does a COBRA Election Notice look like?

The election notice should include the following information: The name of the plan and the name, address and telephone number of the plan's COBRA administrator. Identification of the qualifying event. Identification of the qualified beneficiaries (by name or by status).

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