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  1. Click ‘Get Form’ to open the NCCI ERM-6 form in the editor.
  2. Begin by entering the 'Name of Risk' and 'Address of Risk' in the designated fields. Ensure accuracy as this information is crucial for identification.
  3. Fill in the 'Risk Identification No.' and 'Federal Identification Number'. These numbers are essential for processing your experience rating.
  4. In the 'Coverage Period' section, input the effective and expiration dates for each year being reported. Remember, you can include data from three years prior to the current rating period.
  5. Enter the appropriate NCCI classification codes that correspond to your business type. If unsure, consult customer service for assistance.
  6. Complete the payroll amounts associated with each classification code. Ensure all figures are rounded to whole dollars.
  7. Provide claim identification numbers if applicable, along with injury type codes for each claim. Indicate whether claims are open or closed by marking 'O' or 'F'.
  8. Finally, review all entries for accuracy before printing the form for signature. Ensure that all required fields are filled out completely.

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A classification inspection is a review by NCCI of a policyholders current business operations to determine the proper classification code(s). Once a classification inspection request is submitted to NCCI, the request is sent to an inspection coordinator for processing and assignment to an NCCI inspector.
Insurers may elect or be required to provide a Rating Worksheet or Premium Calculation Worksheet with each issued policy that explains the information used to establish rates and premiums. The needs and requirements for the format of these types of documents can vary greatly.
Experience rating worksheets provide the history that is used to calculate your businesss experience rating. If you are the carrier of record or have a valid letter of authority on file, you can access an insureds experience rating worksheet through Riskworkstation at ncci.com.
Experience rating worksheets provide the history that is used to calculate your businesss experience rating. If you are the carrier of record or have a valid letter of authority on file, you can access an insureds experience rating worksheet through Riskworkstation at ncci.com. Experience Rating Mod Highlights.
Experience Modification Rating (EMR) A numerical factor used to adjust insurance premiums based on the companys historical record of workplace injuries and claims. Experience Modification Worksheet A comprehensive review that allows both employers and insurers to evaluate and manage workplace safety.
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