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Who is usually the guarantor?

A guarantor on an agreement is usually a close family member. This person will need to have excellent credit and sufficient income. The guarantor will need to sign a guarantor agreement that states all the terms of the agreement.

Who is considered the guarantor?

A guarantor is a financial term describing an individual who promises to pay a borrowers debt if the borrower defaults on their loan obligation. Guarantors pledge their own assets as collateral against the loans. On rare occasions, individuals act as their own guarantors, by pledging their own assets against the loan.

Who is eligible for guarantor?

Lenders have their own rules and guidelines, but usually guarantors will: be over 21 years old. have a good credit history. have a separate bank account to the borrower you may be able to guarantee a loan for a spouse or partner, but only if you have separate bank accounts.

What does is the patient also the guarantor mean?

Guarantor. The person responsible to pay the bill. The guarantor is always the patient unless the patient is an incapacitated adult or an unemancipated minor (under age 18), in which case, the guarantor is the patients parent or legal guardian.

Who is the best person to be a guarantor?

A guarantor is most often someone who knows the person taking out the loan well. This might be a parent, sibling, godparent or close friend. It could also offer a way for the borrower to build up a good credit score if they meet all the repayments.

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