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Unlike a certificate of insurance, a Declaration Page (below right) is part of the insurance policy. Like a Certificate of Insurance, the DEC page outlines who is insured, what is insured, and the type of coverage.
A car insurance declarations page is a concise overview of your policy provided by your insurance company.
An insurance declarations page tells you almost everything about your policy, from whos covered to which coverages you pay for. Your insurance company will send your declarations page to you via email, fax, or regular mail as soon as you buy your policy.
The Imported Vehicle Safety Compliance Act of 1988 became law in the winter of 1988, effectively banning the import of vehicles under 25 years old that didnt comply with American safety and emissions regulations.
An Auto Insurance Policy Declarations summarizes your policy and the coverages, limits and deductibles youve chosen to purchase. It can also list the insured vehicles, insured drivers and dates your policy is effective as well as any discounts you received.

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The Declaration Page This page is usually the first part of an insurance policy. It identifies who is the insured, what risks or property are covered, the policy limits, and the policy period (i.e. time the policy is in force).
Is a declarations page the same as proof of insurance? Yes, your auto insurance declarations page should serve as proof of insurance in many cases. It provides enough details to show that you and your vehicle are insured and notes things like coverage amounts and the policys expiration date.
Your car insurance declarations page concisely summarizes vital policy information, including policy periods and numbers, insured drivers, covered vehicles, and elected coverages. Think of your auto insurance declarations page as a quick cheat sheet if you have any questions about the specific terms of your policy.

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