Tmlt professional liability 2026

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  1. Click ‘Get Form’ to open the tmlt professional liability application in the editor.
  2. Begin by filling out the General Information section. Provide your first name, last name, date of birth, and Texas medical license number. Ensure all fields are completed accurately.
  3. In the Professional Liability Coverage section, indicate your previous insurance history for at least three years. Specify coverage dates and limits of liability for each insurer.
  4. Select your requested coverage effective date and choose between occurrence or claims-made coverage types. Make sure to check the appropriate limits of liability.
  5. Complete any additional sections as required, such as Prior Acts Coverage and Medical Practice History. Be thorough in detailing your practice locations and any relevant medical history.
  6. Review all information entered for accuracy before signing and dating the application at the end. Remember to attach any necessary documentation as specified.

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TMLT discounts include up to 6 percent per policy term for completion of CME programs; 5 percent per policy term for a risk management practice review; and experience discounts ranging from 2 to 20 percent based on your claims history. Take advantage of dividends and loyalty programs if your carrier offers them.
The largest medical liability insurance provider in Texas, Texas Medical Liability Trust (TMLT) serves more than 20,000 health care professionals. Rated A (Excellent) by A.M. Best Company, TMLT is the only medical professional liability insurance provider exclusively endorsed by the Texas Medical Association.
Texas Medical Liability Trust (TMLT) is a health care liability claim trust led by a Board of Trustees who are elected by TMLT policyholders.
Included Benefits with Every TMLT Policy Customized risk management services. Cyber liability insurance. Employment practices liability insurance. Medefense (coverage for disciplinary actions) Medical director coverage.
Tail coverage This coverage allows for continuous reporting of Medefense claims that arise during the time a physician was insured with TMLT. This coverage is available only at time of cancellation.

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