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2023 4.9 Satisfied (30 Votes)
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Earning rewards on the Blue Business Cash Youll earn 2% cash back on the first $50,000 in purchases you make each calendar year. After that, youll earn 1% back on all purchases. Those arent otherworldly earnings rates, but theyre solid for a business card with no annual fee.
The bottom line: The AmEx Blue Business Cash is a solid pick for business owners seeking simplicity. But big spenders or those who spend heavily in specific areas can get more value out of other cards.
The Amex Blue Cash Everyday earns cash back at a generous rate across multiple categories, making it an excellent choice for a standalone cash back card. You can earn 3 percent cash back on your first $6,000 in spending per category (then 1 percent) per calendar year in each of the following: U.S. supermarket purchases.
The American Express Blue Business Cash Card typically offers credit limits ranging from $2,000 to $25,000 for new cardholders.
The recommended credit score for the Amex Blue Cash Everyday is a good to excellent FICO score (670 to 850). However, you may have a better chance of qualifying for the card if you have at least a very good FICO score (740 to 799).
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Minimum American Express Blue Business Plus Requirements Enough income to make the monthly minimum payment. Social Security number or International Tax Identification Number. Good credit or better (700+ credit score) Employer Identification Number (EIN) At least 18 years old.
Yes, you can get a business card if your business hasnt yet generated any income. Issuers understand that new businesses may not have business income yet, so be honest if youre just starting out and havent generated income.

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