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If your application is approved you may be eligible for additional funds to cover the cost of mitigating measures real property improvements or devices to minimize or protect against future damage from the same type of disaster event. It is not necessary for you to submit the description and cost estimates with the application. SBA must approve the mitigating measures By checking this box I am interested in having SBA consider this increase. Student etc. Federal contracts Federal grants or any ...

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is an SBA disaster loan?

SBA disaster loans can be used to repair or replace the following items damaged or destroyed in a declared disaster: real estate, personal property, machinery and equipment, and inventory and business assets.

Is the SBA EIDL loan still available?

As of January 1, 2022, SBA stopped accepting applications for new COVID-19 EIDL loans or advances. As of May 6, 2022, SBA is no longer processing COVID-19 EIDL loan increase requests or requests for reconsideration of previously declined loan applications.

How long does it take for a disaster SBA loan to be approved?

2: Application Processed A loan officer takes over your case to work with you to receive any additional information, review insurance or other recoveries, and recommend a loan amount. We strive to make loan determinations within 23 weeks after receiving complete application packages.

Will SBA loans be forgiven?

While the SBA will not forgive 100% of the debt owed, the goal is to settle on a number that makes sense for both the agencys bottom line and a businesss financial ability to pay. If the SBA approves the offer in compromise, a payment will be issued and the loan will be classified as Compromised/Closed.