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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Life insurance policies have a two-year contestable period. This means if you die within this period, the company may investigate the cause of death and review your application. If you die after two years of buying the policy, the company must pay the death benefit.
Mutual of Omaha asserts that the insurance companys refusal to sell him a long-term care policy is based on its categorical exclusion of anyone who is HIV-negative and takes PrEP. Doe asserts that Mutuals blanket exclusion is sexual orientation discrimination because 80% of PrEP users are men.
Contact Us 1-800-743-8389.
If the insured dies within the first 2 years of the policy, the beneficiary will receive 110% of the premiums paid instead of the full death benefit. The only exception is an accidental death, which will pay out 100% of the death benefit, not just refund the premiums paid.
With over 100 years of experience, strong customer service scores and an A+ financial strength rating from A.M. Best, Mutual of Omaha is one of our favorite life insurance providers. Its especially good for seniors and others looking for final expense insurance without a medical exam.
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