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What is the spousal continuation law in Illinois?

What Is The Illinois Spousal Continuation Coverage Law? The Illinois Spousal Continuation Law protects a covered spouse and dependent children who lose group health insurance coverage due to death or retirement of the employee or divorce from the employee. A copy of the law is available 215 ILCS 5/367.2.

What is the continuation coverage law in Illinois?

What is the Illinois Continuation (mini-COBRA) Law? The Illinois Continuation Law protects individuals who lose their group health insurance coverage with an employer group of any size due to termination of employment or reduction in hours below the minimum required by the group plan.

What is the Illinois spousal continuation act?

What Is The Illinois Spousal Continuation Coverage Law? The Illinois Spousal Continuation Law protects a covered spouse and dependent children who lose group health insurance coverage due to death or retirement of the employee or divorce from the employee.

What is the difference between COBRA and continuation?

State continuation coverage refers to state laws that enable employees to extend their employer-sponsored group health insurance even if they are not eligible for an extension through COBRA. While COBRA law applies throughout the U.S., it is only applicable to employers with 20 or more employees.

What is continuation coverage?

Continuation coverage allows someone who recently lost their employer-based health coverage to continue their current insurance policy as long as they pay the full monthly premiums. Continuation coverage falls into four categories: COBRA, Cal-COBRA, Conversion, and HIPAA.

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What is the difference between COBRA and continuation of coverage?

COBRA generally requires that group health plans sponsored by employers with 20 or more employees in the prior year offer employees and their families the opportunity for a temporary extension of health coverage (called continuation coverage) in certain instances where coverage under the plan would otherwise end.

What is the state continuation?

Continuation coverage allows someone who recently lost their employer-based health coverage to continue their current insurance policy as long as they pay the full monthly premiums.

Is state continuation the same as COBRA?

Californias state continuation is called Cal-COBRA.

What is the maximum period of continuation coverage?

You can collect COBRA benefits for up to 18 months. This may be extended to 36 months under certain circumstances.

What is the employee continuation privilege in Illinois?

Explanation of Your Employee Continuation Privilege Continuation resulting from an employees termination or reduction of hours shall be offered for a maximum period of 12 months from when termination or reduction in hours began.

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