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What is NCB recovery?

NCB stands for No Claim Bonus. A two-wheeler policyholder is eligible for this benefit if they do not register any claim in the previous policy period. For this reason, sometimes the policyholder decides to bear the expenses of repair of the bike on their own instead of filing a claim with the insurance company.

What is NCB certificate?

NCB or No Claim Bonus refers to the discount given in the form of a bonus for driving your car safely and not raising a claim in a policy year. You can avail this discount at the time of policy renewal and can accumulate a discount of up to 50% on your insurance premium.

How do I get a NCB reserving letter?

However, if the existing policy is cancelled on account of sale of car, then the insured can get a no-claim bonus (NCB) reserve letter from the insurance company. This NCB reserve letter can be used at the time of purchase of motor insurance for new car to avail the NCB.

Where can I get my NCB certificate?

If you are going through an insurance agent and buying the insurance policy online, then you would need to contact your previous insurer and request a transfer of your NCB. Submit all the documents that they require and they will issue you with an NCB certificate.

How do I get my NCB bonus?

In case you do not make an insurance claim for a particular year, you get rewarded with a no claims bonus (NCB) by your insurance provider for taking good care of your car. A no claim bonus can take the form of a discount ranging between 20-50% on your next renewal.

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How do I get my NCB confirmation letter?

The document you are required to submit to us as proof of your NCB is a renewal notice from your previous insurer. If this is unavailable, simply call your previous insurer and request confirmation of your NCB or alternatively provide us previous policy copy and declaration that you have entitlement for NCB.

What is an NCB letter?

NCB Certificate is a non-transferable document that is required to retain your existing NCB reward when you purchase a motor insurance policy.

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