Missouri lost title 2025

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Your signature on the Form 108 must be notarized if you are not in possession of your current title. The average turnaround time for a mail-in title application to be processed is 4-6 weeks.
Download the application form for a lost or stolen vehicle title from your states DMV (or transportation agency) website. Fill out the application, sign it and get it notarized (if required in your state). Submit the completed application online, in-person or by mail (depending on your states requirements).
It is generally illegal in Missouri for a dealership sell you a vehicle without timely providing a valid certificate of title. It is also illegal for the dealership and the finance company to collect payments when they have not timely provided you with a valid title.
Lastly, insurance companies may ask for it to give you insurance coverage. Losing your car title can cause many problems. It can make it hard to sell the car. It can also cause legal issues if there is a fight over who owns the car.
How do I apply for a duplicate title? Complete and sign an Application for Missouri Title and License (Form 108) (or Application for Duplicate Title (Form 93) for a boat title), pay an $8.50 duplicate title fee and a $6.00 processing fee.
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To apply for a duplicate title, you must submit: An Application for Missouri Title and License (Form 108) Document, completed in full and signed, including the following: If applicable, a notarized Lien Release (Form 4809) is required. Submit an $8.50 duplicate title fee and a $6 processing fee.
Missouri Resident Titling Requirements If you do not title the vehicle within 30 days, there is a title penalty of $25 on the 31st day after purchase. The penalty increases another $25 for every 30 days you are late with a maximum penalty of $200.

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