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The DPO plan is available as a Preferred Provider Organization (PPO) or Point of Service (POS) and is typically self-insured.
Dental PPO plans tend to have higher premiums than dental HMO plans, but usually provide more coverage for out-of-network visits, and PPOs will not require you to select a primary dentist.
A preferred provider organization (PPO) is one of the most common types of plans available. Dentists join a PPO network and negotiate their fee structure with insurers.
PPO, or Preferred Provider Organization, means that the insurance company that you have chosen already has a network of dentists to choose from. These dentists have a contract with the insurance company in which they agree to pay fees for their services that are set by the insurance company.
Generally speaking, an HMO might make sense if lower costs are most important and if you dont mind using a PCP to manage your care. A PPO may be better if you already have a doctor or medical team that you want to keep but doesnt belong to your plan network.
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Delta Dental PPO℠ gives you the lowest out-of-pocket costs. Participating dentists in the network agree to accept lower fees for procedures, providing larger discounts that result in savings for Delta Dental members. Delta Dental Premier is the largest dentist network in the country.
Best Dental Insurance Companies of 2022 Best Overall: Cigna. Runner-Up, Best Overall: Renaissance Dental. Best for No Waiting Periods: Spirit Dental. Best Value: Humana Dental Insurance. Best for Families: UnitedHealthOne Dental Insurance. Best for Seniors: Physicians Mutual. Best for Orthodontics: Delta Dental.
Delta Dental PPO is a PPO network where dentists who participate agree to reduced costs as payment in full. Members who use a Delta Dental PPO will have the lowest out-of-pocket costs. Delta Dental Premier is a managed fee-for-service network where dentists agree to a maximum plan allowance as payment in full.
PPO is an acronym for Preferred Provider Network and HMO stands for Health Maintenance Organization. About eight-in-ten private dental plans are PPOs while less than one-in-ten are HMOs. HMOs pay their dentists a set monthly amount for each enrollee regardless of the services they use.
There are two basic types of dental coverage in California: DMO (Dental Maintenance Organization) PPO (Preferred Provider Organization) or PDN (Participating Dental Network)

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