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So it's good to know: what time does direct deposit hit at your bank? In short, you can expect a direct deposit to arrive in your bank account between 12 a.m. and 6 a.m. on the day your employer sends them out.
If you make a payment using direct deposit, you can expect it to take one to three days to show up as a debit in your account. Sometimes the payment will show up right away with a \u201cpending\u201d designation until it's finalized.
The direct deposits are made immediately after your employer sends the funds, and the money can hit your account as early as two days before funds are typically available. Bank of America, on the other hand, has a direct deposit cutoff time at 9 pm.
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