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Premiums: Medigap premiums can be pricey. Coverage: Medicare Supplement plans dont cover everything, so youd still have to pay out of pocket for things like dental care, vision care and long-term care.
Best Overall, Best Plan G AARP/UnitedHealthcare UHC tops the list of companies Investopedia reviewed when looking to name the best Medigap providers, in part because of its competitive pricing for Plan G.
Under federal law, you get a 6 month Medigap Open Enrollment Period. It starts the first month you have Medicare Part B and youre 65 or older. During this time, you: Can enroll in any Medigap policy.
There are 10 different types of Medigap policies (labeled A through N), each having a different, standardized set of benefits (Appendix Table 3). Plan G is the most popular Medigap policy, accounting for 39% of all policyholders, or nearly 5.3 million people, in 2023 (Figure 3).
If you are age 65 or over and eligible for Medicare, you have a 6-month period during which you can purchase almost any Medigap policy at the lowest price for your age, even if you have or recently had health problems.
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Your Part A coverage starts 6 months back from when you sign up or when you apply for benefits from Social Security (or the Railroad Retirement Board). Coverage cant start earlier than the month you turned 65.

aarp medicare supplement plan application form