Traffic Accident Report - Private Property/Property ... - City of Gaylord 2025

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The at-fault drivers insurance is typically responsible for covering damages in a private property accident. If the at-fault driver is uninsured or underinsured, you may need to rely on your own uninsured/underinsured motorist (UM/UIM) coverage to recover compensation.
Unfortunately, they normally will not complete an official police report since they do not have jurisdiction on private property, but they may file an incident report. You cannot get a ticket for a parking lot accident, but the incident report might still help you prove your case if the other party caused your damages.
Yes. Regardless of fault, it is important to call your insurance company and report any accident that involves injuries or property damage. It is a common myth that you neednt contact your insurance company if you arent at fault.
You can still file a personal injury claim if a slip and fall accident happened on private property. Your financial recovery options depend on the details of your accident and the property itself. For instance, if you fell at a friends house, you could file a claim with their homeowners insurance.
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