Texas liability insurance 2025

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A liability policy pays to repair or replace the other drivers car and pays other peoples medical expenses if youre at fault in an accident. In Texas, you must have at least $30,000 in liability coverage for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident.
If you have a newer or more expensive vehicle, full coverage may provide the peace of mind you need. However, if you have an older vehicle thats paid off and youre looking to save money, liability insurance may be a good option.
Yes, while there are some exceptions, your car insurance policy extends to your rental vehicle. It will cover you while driving rental cars in the state of Texas. This extension includes liability, collision, comprehensive, and by default, full coverages, as full coverage is simply a combination of the three.
What is the cheapest car insurance in Texas? Texas Farm Bureau has the cheapest rate for liability-only coverage, at $34 per month. It also has the cheapest rate for full coverage, at $86 per month.
Liability coverage includes property damage and bodily injury coverages. Property damage coverage insures against damage to another persons property caused by your vehicle.
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In simple terms, it demonstrates that you hold auto insurance that meets Texass minimum liability standards.

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