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Does VA require nearest living relative?

The Department of Veterans Affairs requires all VA borrowers to provide the lender with the name, address and phone number of their nearest living relative.

How does VA verify occupancy?

Does the VA check occupancy? VA lenders will use their best judgment to ensure the loan borrower meets the VA loan occupancy requirements. However, if there is a cause to question occupancy, it is up to the lender to determine if the VA occupancy rule is fulfilled.

What is meant by nearest relative?

If you have lived with a relative or are cared for by one of your relatives, they will become your nearest relative. So for example, if your sister is your carer but you also have a father, in this situation your sister would be your nearest relative.

What is a VA addendum?

0:10 2:44 Understanding the VA Amendment to Contract - YouTube YouTube Start of suggested clip End of suggested clip This key document is required on all VA purchases. The amendment to contract contingency protectsMoreThis key document is required on all VA purchases. The amendment to contract contingency protects the VA buyers earnest money if they walk away from a deal because the appraised.

Why do some homes not accept VA?

Why don't sellers like VA loans? Many sellers \u2014 and their real estate agents \u2014 don't like VA loans because they believe these mortgages make it harder to close or more expensive for the seller.

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What is a VA Addendum to contract?

VA loans feature their own unique appraisal contingency known as the VA Amendment to Contract. Both buyer and seller must sign this key document. The Amendment to Contract contingency protects a VA buyer's earnest money if they walk away from a deal because the appraised value came in below the purchase price.

How does the VA determine primary residence?

Veterans and active duty personnel who secure a VA loan have to certify that they intend to personally occupy the property as a primary residence. Essentially, homebuyers have 60 days, which the VA considers a \u201creasonable time,\u201d to occupy the home after the loan closes.

What is a nearest living relative?

The nearest-living-relative (NLR) method represents a standard and powerful tool in paleoclimatology and paleoecology. It uses the climatic or ecologic characteristics of the NLRs of fossil taxa or assemblages to estimate the paleoclimatic or paleoecologic conditions under which the fossil taxa or assemblages lived.

Does VA require nearest living relative?

The Department of Veterans Affairs requires all VA borrowers to provide the lender with the name, address and phone number of their nearest living relative.

What is a FHA VA addendum?

The amendatory clause kicks in if you receive an FHA or VA appraisal that values the home below the sales price. Unless you agree in writing to accept the lower price or negotiate to pay all or a portion of the difference, you can cancel the transaction and receive your earnest money back.

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