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Formato aviso de tratamiento de datos personales y notificación electrónica inm pdf

Formato basico 2025

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The document is a Servicing Disclosure Statement from Quality Mortgage, informing mortgage loan applicants about their rights under the Real Estate Settlement Procedures Act (RESPA). It outlines the potential transfer of loan servicing, including notification requirements and consumer rights related to complaints. The statement also provides estimates regarding the likelihood of servicing transfers and includes an acknowledgment section for applicants to confirm their understanding of the disclosure.

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What is the purpose of the Servicing Disclosure Statement?

The Servicing Disclosure Statement informs mortgage loan applicants about their rights under the Real Estate Settlement Procedures Act (RESPA) and explains the potential transfer of loan servicing.

What should I do if my loan servicing is transferred?

If your loan servicing is transferred, you will receive written notice from both your current and new servicer. This notice will include important details such as the effective date of the transfer and contact information for both servicers.

How much notice will I receive before a servicing transfer occurs?

You must be given written notice at least 15 days before the effective date of the transfer. If a notice was provided at settlement, this 15-day requirement does not apply.

What happens if I make a payment to my old servicer after a transfer?

During the 60-day period following the effective date of the transfer, any payment made to your old servicer before its due date cannot be treated as late by your new servicer.

What is a 'qualified written request'?

'Qualified written request' refers to a written correspondence sent to your servicer that includes your name, account number, and specific information regarding your request, excluding notices on payment coupons.

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Formato basico 2025

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What is the purpose of the Servicing Disclosure Statement?

What should I do if my loan servicing is transferred?

How much notice will I receive before a servicing transfer occurs?

What happens if I make a payment to my old servicer after a transfer?

What is a 'qualified written request'?

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