Request credit form reporter 2025

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You might see companies and sites offering free credit reports, but theres only one authorized place to get the free annual credit reports youre entitled to by law: AnnualCreditReport.com.
In the US, the best place to get a free credit history report is AnnualCreditReport.com. This is the only federally authorized website that allows you to access your credit reports from the three major credit bureaus--Equifax, Experian, and TransUnion--once a year for free.
AnnualCreditReport.com is the official site to get your free annual credit reports. This right is guaranteed by Federal law. You can verify this is the official site by visiting the CFPBs website. Dont be fooled by look-alike sites.
For a number of legal and privacy reasons, an individual cannot get a copy of another persons credit report without permission.
And its still free. The three national credit reporting agenciesTransUnion, Experian and Equifaxare required by federal law to provide you with a free annual credit report. In fact, AnnualCreditReport.com was created by the credit reporting agencies as a one-stop-shop to provide you with your annual credit reports.
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The credit bureaus also accept disputes online or by phone: Experian (888) 397-3742. Transunion (800) 916-8800. Equifax (866) 349-5191.

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