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COMMONWEALTH OF AUSTRALIA Proof Committee Hansard SENATE FINANCE AND PUBLIC ADMINISTRATION LEGISLATI

COMMONWEALTH OF AUSTRALIA Proof Committee Hansard SENATE FINANCE AND PUBLIC ADMINISTRATION LEGISLATI 2025

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The document is a transcript of the Senate Finance and Public Administration Legislation Committee's public hearing on the Australian privacy amendment legislation, specifically focusing on credit reporting reforms. It includes discussions from various stakeholders, including representatives from consumer advocacy groups, credit reporting agencies, and financial institutions. Key topics include the implications of comprehensive credit reporting, consumer rights regarding inaccuracies in credit reports, the handling of hardship variations, and concerns about the potential for increased consumer debt. The committee emphasizes the need for clarity in definitions and processes within the legislation to protect consumers while facilitating responsible lending practices.

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What is Hansard Australia?

Hansard is the official written record of what is said in the Australian Parliament. Hansard is available online, making the work of Parliament transparent to the public.

What is the Australian Committee Hansard?

The Hansard is the report of the proceedings of the Australian parliament and its committees. This includes the Senate, the House of Representatives, the Federation Chamber and all parliamentary committees.

What is the parliamentary committee in Australia?

The purpose of parliamentary committees is to perform functions which the houses themselves are not well fitted to perform, such as carrying out inquiries, hearing witnesses, sifting evidence, discussing matters in detail and formulating reasoned conclusions.