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Top life insurance companies CompanyBest forAM Best Financial Strength Rating Mass Mutual Whole life insurance A++ (Superior) Mutual of Omaha Guaranteed issue life insurance A+ (Superior) Pacific Life Universal life insurance A+ (Superior) State Farm Term life insurance A++ (Superior)1 more row
Strong financial strength rating: SBLI USA holds an excellent A- rating from AM Best, signaling its robust financial stability.
Gone are the days when you have no option of getting a life insurance policy. Today, many insurance companies are offering instant life insurance. You can apply online from the comfort of your own home within minutes.
Deciding whether to buy life insurance online or through an agent ultimately depends on your individual preferences and circumstances. If you prefer the convenience of shopping online and dont mind limited customization options, then online insurance may be a better option for you.
The best online life insurance companies of September 2025 Lemonade4.5NerdWallet ratingInstant coverage amount: Starting at $100,000. Lincoln Financial 4.0NerdWallet rating Instant coverage amount: $100,000 to $2.5 million. Erie 3.5NerdWallet rating Instant coverage amount: $10,000 to $500,000.1 more row
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Thank you for your interest in Transamerica Life Insurance Company (TLIC). If you are already a client of TLIC, please contact your Financial Professional or the TLIC Customer Care Center at 1-800-851-9777.

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