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Section 8: Housing Choice Voucher Program The voucher covers a portion of the rent and the tenant is expected to pay the balance. The tenants share is an affordable percentage of their income and is generally calculated to be between 30 to 40 percent of their monthly-adjusted gross income for rent and utilities.
Residing in a Shelter If an applicant is currently living in a shelter or emergency housing, a local public housing authority may give them priority and move them to the top of the waiting list as quickly as it can.
Heres the good news: Your eligibility to receive government subsidies for housing is NOT based on your credit score, and will NOT be affected by it. The government looks only at your income and assets to determine whether you qualify for low-income housing or other government benefits, not your credit history.
Wait times among assisted households vary across the country but average close to two and a half years (28 months) nationally. Averages by state range from nine months in Nebraska and West Virginia to five years in Alabama.
Eligibility: Public Housing is limited to low-income families and individuals. A Public Housing Authority determines eligibility based on 1) annual gross income, 2) whether you qualify as elderly, a person with disabilities or as a family, and 3) U.S. citizenship or eligible immigration status.
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Citizenship status: Must be a U.S. citizen or an eligible non-citizen. Income limits: Household income must fall below 50% of the Area Median Income (AMI), with priority given to those earning below 30% of the AMI. Background checks: Applicants must pass a background check and have no significant criminal history.

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