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LBJ Template Master Thesis or Report - repositories lib utexas

LBJ Template Master Thesis or Report - repositories lib utexas 2025

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The document is a comprehensive Policy Research Project Report on Title Insurance Regulation in Texas, detailing the challenges and opportunities within the title insurance industry. It discusses the regulatory framework, price competition, and empirical studies comparing title insurance practices across various states and Canada. The report highlights that Texas has some of the highest title insurance rates in the nation, primarily due to its promulgated rate system, which does not effectively control costs or enhance competition. Recommendations for reform include improving data collection, enhancing cooperation among stakeholders, and considering alternative regulatory approaches to foster market competition and reduce consumer costs.

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